Online or Telephone: You can complete a bankruptcy course online or by telephone and get your Cleveland OH bankruptcy certificate.
Bankruptcy Certificates Cleveland OH are immediately available upon completion of the bankruptcy course requirements.
Language Option: English and Spanish are available online or by telephone.
No Appointment Needed: You can complete the course and get bankruptcy certified 24/7 and no appointment is needed, regardless of whether you complete the bankruptcy course online or by phone.
What information will I need to complete
the bankruptcy course? Have a general idea about your income, monthly expenses and
creditors you owe (including debts that may be included in a bankruptcy
case). It is not required to have exact figures. For example, if
individual creditor information is not available, it will be sufficient
to list categories of debt (ex. credit cards $10000, medical bills $3000
etc.). If you are taking a bankruptcy class (after filing bankruptcy or post bankruptcy certificate), you
will need to have your bankruptcy case number (this can be obtained from
your attorney or the bankruptcy court).
How do I sign up to take a bankruptcy course Cleveland OH? Call 1-800-956-9866 and requested the information for online registration and enter your Personal Information.
How long do the bankruptcy courses take to complete? Online
bankruptcy certificate courses are self-paced and completion times will vary. For
online or phone courses, you should set aside approximately 1.5 to 2
hours to allow sufficient time to complete the Cleveland OH bankruptcy certificate course.
What should I do if I am unable to login to the online bankruptcy course? Payment must be made before taking the bankruptcy course. If payment has been made: Call 1-800-956-9866 for additional assistance.
What should I do if I registered for the incorrect bankruptcy course? Call 1-800-956-9866 and a credit counselor will switch the registration to the correct bankruptcy certificate course.
What are the toll free numbers for the phone bankruptcy courses? You must be registered and paid for a Cleveland OH bankruptcy certificate course before you will be able to proceed. If you are registered and paid, call 1-800-956-9866 for the appropriate bankruptcy course.information.
My
spouse is not available to take the bankruptcy course with me. Will Consumer
Credit Counseling Service issue a bankruptcy certificate for my spouse
even though he/she cannot complete the bankruptcy course?
No.
Bankruptcy Certificates Cleveland OH can only be issued to persons who complete the
bankruptcy course and participate in the follow-up bankruptcy counseling session. If you are
filing a joint bankruptcy with your spouse, you will both need to
complete the course. For situations where it is not possible for a
spouse to complete the course, please consult your attorney.
My
spouse completed the bankruptcy course, but is not available for the
bankruptcy counseling session call. Will Consumer Credit Counseling
Service issue a bankruptcy certificate for my spouse?
No.
Please call back when you and your spouse are available for bankruptcy
counseling (or call separately). We will have to speak to you AND your
spouse before bankruptcy certificates will be issued.
Counselors are available daily for added convenience.
Does my spouse need to be registered separately if we are both filing bankruptcy? No.
Couples that are filing bankruptcy jointly are able to complete the
bankruptcy course together, at no additional charge. Register and pay
for the course under ONE name and social security number only. Your
spouse will enter their information during the course. Your spouse will
need to participate in the bankruptcy course and speak with a credit counselor to have a
bankruptcy certificate Cleveland OH issued.
I forgot my username and/or password, how do I get this information? To retrieve your username and password call 1-800-956-9866 for assistance
Does my username and password expire? No.
Your username and password does not expire. You may login at any time
to complete the bankruptcy course. In addition, you may review completed bankruptcy course
material, free of charge.
What should I do if my call is disconnected while taking a phone course? If your phone bankruptcy course call is disconnected for any reason, call 1-800-956-9866
to continue your progress in the bankruptcy course. The bankruptcy course will restart at the
beginning of the section you were at when the call dropped.
Will my attorney receive a copy of my completed Cleveland OH bankruptcy certificate? Many
attorneys have accounts with us and automatically receive copies of
bankruptcy certificates upon bankruptcy course completion. If your attorney does not have an
account with us, copies of your completed bankruptcy certificate may be emailed to
your attorney if requested. Always confirm with your attorney that they
received a copy of your completed bankruptcy certificate Cleveland OH. A copy of your
completed Cleveland OH bankruptcy certificate can also be accessed by logging into your account
and emailing or printing the bankruptcy certificate for your attorney.
When will my attorney receive a copy of my bankruptcy course certificate? Completed bankruptcy certificates Cleveland OH are available immediately after speaking with a credit counselor
and having the bankruptcy certificate Cleveland OH issued. If your attorney registered you for
the bankruptcy course, they will typically receive the completion bankruptcy certificate
immediately through their account with us. If your attorney does NOT
have an account, then the completion bankruptcy certificate can be emailed at your
request (if an email address is available). A copy of your completion
bankruptcy certificate for Cleveland OH can also be accessed by logging into your account and
emailing or printing the bankruptcy certificate for your attorney.
Will I need to re-enter financial information I provided to my attorney? The
financial information needed to complete the bankruptcy course is separate from
information or documents you may have already provided to your attorney.
The information needed to complete the bankruptcy course can be general in nature,
with estimates used if necessary. This information is confidential and
is needed to give our credit counselors a general idea about your current
financial situation.
What states is Consumer Credit Counseling Service approved to provide credit counseling or debtor education bankruptcy courses in? Consumer
Credit Counseling Service is approved to provide credit counseling
(before filing bankruptcy) and debtor education (after filing bankruptcy) in all 50 United
States and U.S. territories for online and phone bankruptcy courses. (required
EOUST disclaimer - Approval does not endorse or assure the quality of a
providers services)
What are your business hours? For
your convenience, online bankruptcy courses and phone bankruptcy courses are available 24 hours a
day, 7 days a week. Credit counselors and technical support are also available. Offices may be closed on certain holidays.
Payment Payment
can be made online or by phone using a Debit Card, Credit Card or
Pre-paid Debit Card. Pre-paid Debit Cards may be purchased at many
grocery stores or pharmacies. A Money Order or Cashier’s Check may also
be mailed with your contact information.