Consumer Credit Counseling Service is dedicated to helping businesses struggling from the pressures of debt succeed to achieve financial stability and success. While Consumer Credit Counseling exists for individuals, Consumer Credit Counseling Services also exists for struggling businesses to help them avoid bankruptcy and to create repayment programs with their creditors that fit within the budget of the business. We do that by restructuring your business debts with corporate credit cards, vendors, creditors, suppliers, business lenders, collection agencies, or attorneys. At the same time we are increasing the cash flow of your business, we work to maintain relationships with key suppliers and vendors.
If your accounts are already delinquent, we help minimize the harassing threats, calls, potential repossession, and litigation. Our focus is on reaching affordable monthly payments that work for your company. Our debt management program puts you and your business in control of what creditors you want us to work with, which creditors you need to continue services with, how much funds are available, and when they will be available.
Our Debt Management Program can help you:
Satisfy your creditors with what you can afford
Reduce your debt and stretch it out over time
Spend less time dealing with creditors, collection agencies, and attorneys.
Reduce or eliminate unnecessary legal costs.
Preserve positive relationships with suppliers.
Keep your doors open and avoid bankruptcy.
Does your Business have any of these "Debt-Disaster" Warning Signs?
Lawsuits because of unpaid bills
Late charges building up on past due accounts
Accounts payable balances over 30 days old
Valuable time wasted dealing with collection agencies
Avoiding calls from creditors
Cutting staff and spending to pay bills
Strained vendor relations
Outstanding judgments
Liens placed against company assets
Considering closing down or filing bankruptcy
Our commercial debt management program is actually quite simple. Our counselors are experts in Business Debt Resolutions that can turn a business around to regain a healthy financial future! How? We specialize in professional debt elimination solutions for businesses. A careful balance of negotiations, meditations, and business consulting go into every successful outcome - our experts help clients solve debt problems and debt disputes quickly, without the hassle, inconvenience, and expense of spending resources or time in resolving these matters in court.
Following are just a few of the key business debt management plan benefits
Collection calls from creditors; collection agencies and attorneys STOP immediately.
Prompt measures will be taken to prevent litigation creditors from bypassing the process.
You receive a fresh start by reducing; eliminating or restructuring all business related debt so that you can restore your business to debt-free financial health.
All submitted debts are consolidated into one simple monthly payment
We negotiate to protect your companies credit rating and buying power by re-aging past due receivables
Free-up vital cash flow resources and your time for developing the business without taking out a loan and without personal guarantee.
Bankruptcy, litigation and critical supply line cut-offs from vendors are prevented.
We negotiate your payments for you. Your current level of unsecured commercial debt will be skillfully negotiated for you, and essentially, you will end up paying a fraction of the commercial debt.
Low, affordable monthly payments. We will set you up with an affordable monthly payment, which is determined on a client-by-client basis between you and a counselor at Consumer Counseling Centers. Based upon what you are able to pay each month into your debt management plan account, we can determine how many months you will be part of the program, and ultimately be commercial debt free. Throughout the program, we communicate with your creditors, on your behalf. We assist you when dealing with aggressive, confrontational, and abusive creditors or collectors.
Management of your commercial debt. Once you have retained our services, Consumer Credit Counseling will commence the Debt Management Plan. Consumer Credit Counseling will advise you of all acceptances made by creditors and commercial debt collectors.
Once paid, that commercial debt is gone forever. We work only for our clients, not for the benefit of the creditors. Becoming commercial debt free is the first step to becoming financially secure, and a commercial debt management plan may be your best option.