Whether you are facing an immediate crisis or just want to learn how to improve your financial health Consumer Credit Counseling Centers can help!
Debt without any collateral that can be taken back if you don?t pay.
Examples: credit cards, dept. store cards, personal loans, cell phone bills, legal bills, medical bills, credit lines, health club memberships.
No mortgages, auto loans, etc.
Step 1: A debt consultant will contact you over the phone for a free counseling session. He'll review your financial situation and suggest the right solution to your debt problems.
Step 2: With your approval, the consultant will start contacting your creditors for a negotiation. The purpose here is to reduce your outstanding debt amount or lower interest rates and eliminate late fees/penalty charges. The consultant will also help you to avoid harassing calls from creditors and collection agencies.
Step 3: The consultant will provide you with budgeting tips so as to help you manage your money better. He'll also guide you on how to rebuild your credit and raise your credit score.
Founded in 1992 to provide free credit counseling and assistance with credit repair, debt management plans, and reducing your credit card payments and interest rates our counselors are available to assist you.
Credit counselors and educators offer non-judgmental advice, practical action plans and hope for a better future to people anywhere in the world. Get advice and a free credit counseling from a trained credit counselor who will assist you in determining the best options to meet your individual needs.
Our Credit Counselors will:
Advise you on managing your money;
Offer solutions to your current financial problems;
Develop a personalized plan to help you prevent future difficulties;
Provide credit repair and credit rebuilding strategies;
If you have severe debt, we may recommend that you enroll in a Debt Management Plan (DMP) or Credit Counseling Plan;
We can even refer you to legal professionals in your area.
Our Promise To You – We will help you get out of debt totally for free. All you have to do is tell us your situation, ask us your question and we will help you find a, honest and truthful solution to resolve your debt and credit situation. We Are Here For You!
If you do not know how much you owe, you can always get a free credit scorehere.